Insurance, Part Deux

Well, after a fair amount of agonizing (or as much as I could in a 24-hour period), I've decided to put my son's car accident through the insurance.

This may cost a small fortune in the long run, but I guess I'm buying peace of mind.

The alternative was, of course, to just pay the damages to both vehicles out-of-pocket, thereby leaving the insurance company none-the-wiser.

But I got to thinking - what happens if the other party comes back and says "I'm off work now because of this", or "there was hidden damage to the car", or any other multitude of aggrieved person's aggrievements. Quite frankly, I've worked too long and too hard to flush my family's future down the financial toilet over a couple (alright, more than a couple) of grand.